The South Carolina State House and its grounds in downtown Columbia
Nationwide cash homebuyer

Sell Your House Fast in Columbia, SC. Get a Fair Cash Offer.

Propcash is a direct cash homebuyer, and you can get a fair cash offer on your house as it stands.

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How it works

How do I sell my house fast in Columbia?

Three steps cover a Columbia sale: send the property details, get a cash offer priced against Richland County market data, and pick your closing date. Propcash is a direct cash homebuyer, so the decision-maker is who you work with the whole way.

1

Tell us about your Columbia property

Send the address, condition, and your timeline. Two minutes, no obligation.

2

Get your cash offer

We weigh your Columbia property against local sales and put a fair cash number in writing.

3

Review your offer & close

Accept it, or walk away at no cost. A closing attorney can turn it around in as few as 7 days, or later.

Why Propcash in Columbia

Why Columbia sellers choose Propcash's direct-buyer approach

A direct cash offer based on local market data puts you in control.

  • You deal directly with the buyer
  • We show you how we got to our number
  • A fair offer based on Richland County market data
  • Full transparency
  • No obligation, pick your closing date
  • Free for sellers, zero fees
The Propcash Promise House rules

Our offer stands

No 24-hour expirations, no countdown clocks. If the market shifts we re-run the numbers rather than pressure you, and we follow up on your schedule.

We tell you if we're not the right buyer

If listing with an agent would clearly serve you better, we will say so and point you to someone local. We may receive compensation from agents we refer.

How we compare in Columbia

How Propcash stacks up against other ways to sell a Columbia house

Criteria
Propcash That's us
Columbia cash buyers
iBuyers
Listing with an agent
Sell as-is, flood history and student wear included
Yes
Yes
Repair credits deducted
Repairs usually expected
No showings or open houses
Yes
Yes
Yes
Showings until it sells
No fees or commissions
Yes
Yes
Service fees apply
Commissions and closing costs
An offer that doesn't expire
Yes
Offers often expire fast
Time-limited offers
Buyer deadlines apply
Priced against Richland County sales, reasoning shown
Yes
Usually take it or leave it
Pricing rarely explained
No offer to explain
No-pressure commitments
Yes
Rare
Standard corporate terms
Depends on the agent
Buys houses in all 50 states, Columbia included
Yes
One metro at a time
Select metros only
Local to their market
Criteria met
7/7
3/7
1/7
0/7

If you have time and the house shows well, listing with an agent may net you more. If you want it done without repairs or showings, that is where we come in. We tell you straight either way.

Situations we buy in

Why do Columbia homeowners sell their houses for cash?

PCS orders out of Fort Jackson, estates in probate, tax-class changes on a house that stopped being a residence, and worn-out student rentals are why Midlands owners call Propcash.

Military PCS orders

Fort Jackson trains roughly half the Army's incoming Soldiers each year, and the cadre who run the post move on orders, not a selling season. A cash sale skips the financing contingency. Relocation guide.

Storm and flood damage

An insurance payout short of the estimate leaves the gap with you, and that repair list is what a lender reacts to first. We price a house that needs major repairs as it sits.

Inherited property

Inherited a house in Earlewood or Cottontown held for decades? Once a representative can convey title, we help heirs sell inherited houses exactly as they sit. Take what you want, leave the rest.

State employee relocation

The 4% ratio and the school-operating exemption both vanish the year a Columbia house sits empty, so the carrying cost climbs exactly when nobody lives there. Here is how we work with a vacant house.

Divorce settlement

When both parties just want it settled, a months-long listing keeps that from happening. One transparent cash number gives you a figure to split. Here is how we work when a house has to be sold in a divorce. Divorce guide.

Tired of USC student rentals

Tired of an August turnover on a Five Points or Rosewood rental? A cash sale can close with tenants in place, no eviction first. Here is how we work with tired landlords.

Local market snapshot

What is the Columbia housing market doing in 2026?

Columbia is slowing only slightly, and the table below sets out both figures.

Columbia market metric Latest figure Source
Median sale price (last 3 months) About $278,815, up 1.2% year over year Redfin, August 2026
Typical time to sell About 40 days, up from 32 a year ago Redfin, August 2026
Houses sold in the latest reported month 572 in the three months ending August 2026, up from 556 a year earlier Redfin, August 2026
Median sale price per square foot $169, up 1.3% year over year Redfin, August 2026
Typical house value (ZHVI) About $230,191, up about 1.2% year over year Zillow ZHVI, August 2026
Assessment ratio, owner-occupied vs everything else 4% of value vs 6% S.C. Code 12-43-220
Countywide reassessment cycle Once every fifth year; Lexington County reassessed 2025, next 2030 S.C. Code 12-43-217, Lexington County Assessor, 2026
Local coverage

Can I get a cash offer on a house in any Columbia neighborhood?

A cash offer reaches any of these neighborhoods, from a 1920s Shandon bungalow to a Northeast Columbia subdivision.

Richland and Lexington Counties trade like several markets, not one.

Downtown (29201) Five Points (29205) Shandon (29205) Forest Acres (29206) Rosewood (29205) Cottontown (29203) Earlewood (29203) Elmwood Park (29201) Melrose Heights (29203) Olympia (29201) Eau Claire (29203) Lake Murray (29212) Irmo (29212) Lexington (29072) Northeast Columbia (29223) St. Andrews (29210) Spring Valley (29229) + All Midlands Areas
The South Carolina State House and its columned portico in downtown Columbia
Richland County We buy houses across Richland and Lexington Counties
Neighborhoods

Columbia neighborhoods, from Five Points to Lake Murray

Every Columbia neighborhood sells on a different clock, and the gap between a student-rental block and a Lake Murray subdivision sets what a fair offer looks like.

Five Points, Shandon, and Rosewood

Five Points and Shandon (29205) are close-in 1910s to 1930s bungalow blocks next to the University of South Carolina, home to more than 35,000 students (University of South Carolina, 2026), many bought as rentals decades ago and turned over every August since. Rosewood, just south, runs a similar age with more owner-occupants. Original wiring, added bedrooms, and landlord-grade repairs are the standard findings.

Downtown, the Vista, Olympia, and Elmwood Park

Downtown and the Congaree Vista (29201) hold condos and lofts alongside state office buildings, so demand tracks state government and the university calendar, not a normal selling season. Olympia, a former mill village at the bottom of the peninsula, runs small houses on small lots, and Elmwood Park is a compact 1920s district where a renovation gets judged by the block.

Cottontown, Earlewood, Eau Claire, and Melrose Heights

The north-side neighborhoods (29203) carry much of Columbia's oldest housing outside the peninsula, long-held family stock now passing to heirs who live elsewhere, where an estate, a repair list, and a tax-class change often arrive in the same year. Values here sit below the citywide median, so a repair estimate eats a bigger share of the price than it would in Shandon.

Forest Acres, Northeast Columbia, and Spring Valley

Forest Acres (29206), a separate municipality inside Richland County, runs mostly 1950s to 1970s ranches, while Northeast Columbia and Spring Valley (29223, 29229) form the county's suburban growth belt toward Blythewood. A fifteen-year-old resale here competes against builders offering rate buydowns and closing-cost credits.

St. Andrews, Irmo, Lake Murray, Lexington, West Columbia, and Cayce

Cross the Congaree or the Saluda and the county changes: St. Andrews (29210) stays Richland, while Irmo and Lake Murray (29212), Lexington (29072), West Columbia, and Cayce sit largely in Lexington County, reassessed in 2025 with the next one due 2030 (Lexington County Assessor, 2026). Two houses a mile apart can answer to a different assessor and appeal deadline. You can get a cash offer on your Columbia house in any of them.

No repairs required

Sell your Columbia house in any condition

Sell your Columbia house exactly as it stands: no repairs, no cleaning, no cleanout. Take what you want and leave the rest.

Original systems, a dead HVAC unit, and years of landlord-grade patch jobs are exactly what ends a financed sale at inspection.

  • Foundation settling and cracks

    Expansive clay soil moves foundations in older Shandon and Earlewood houses.

  • HVAC system failures

    A failed system in a Midlands summer gets priced into the offer, not replaced first.

  • Termite and pest damage

    Midlands humidity invites wood-destroying insects, and past or active damage does not change our number.

  • Roof damage from storms

    Hurricane remnants and summer storms take their toll, and none of it needs fixing first.

  • Mold and moisture issues

    Findings that end a financed sale get priced into our offer instead.

Average savings Illustrative
$15,000+

Repair costs Columbia sellers skip by selling as-is

HVAC replacement$6,500+
Foundation repair$5,000+
Roof replacement$8,000+
Termite treatment/repair$3,500+
Local rules that change your timeline

What Columbia sellers are up against

A steady market does not help an owner whose rental has aged out, whose tax class just changed, or whose name is not on the deed yet. Five things push Midlands sales toward cash.

1

The rental belt is the market, and it turns over on someone else's calendar

Fort Jackson, the Army's largest and busiest initial entry training center, trains around 50% of all incoming Soldiers, roughly 35,000 basic trainees plus 8,000 more in advanced training each year (U.S. Army Fort Jackson, 2026), and the University of South Carolina adds over 35,000 students (University of South Carolina, 2026). Between the two, plenty of Columbia stock has stayed rented for twenty years, turning over every August along with the repairs.

2

Turning a house into a rental changes what the county charges

A legal residence is taxed at 4% of fair market value in South Carolina, with everything else at 6% and the school-operating exemption riding along with that 4% class alone (S.C. Code 12-43-220, S.C. Code 12-37-220(B)(47)). A Columbia house loses both the moment it stops being someone's residence, whether through a death, a move, or a new tenant, and the county it sits in is what actually bills you (S.C. Department of Revenue, 2026).

3

Richland or Lexington changes the answer

The metro splits across two counties, each with its own assessor, millage, and reassessment year on the state's five-year cycle (S.C. Code 12-43-217); Lexington County's last reassessment landed in 2025, next due 2030 (Lexington County Assessor, 2026), and the 15% five-year cap on a countywide increase vanishes the year a house transfers (S.C. Code 12-37-3140).

4

Behind on the mortgage or the taxes? South Carolina uses the courts

Nothing forecloses in South Carolina without a judge entering judgment on the debt, or written consent from the debtor after maturity (S.C. Code 29-3-630), with thirty days after to petition for an order of appraisal that can cut a deficiency (S.C. Code 29-3-680), and twelve months to redeem after a delinquent tax sale (S.C. Code 12-51-90). A closing ahead of either deadline pays the debt off instead; our guide to selling a house in foreclosure covers that window.

5

Inherited a Columbia house? The estate opens in probate court

The court appointment lets someone sign a deed, not the will, and only then can a South Carolina personal representative sell estate real property (S.C. Code 62-3-715), after a weekly creditor notice for three weeks opens an eight-month claims window (S.C. Code 62-3-801). The small-estate affidavit, capped at $45,000 and personal property only, never reaches a house (S.C. Code 62-3-1201). Our inherited property guide covers what happens next.

Who is the buyer

Are cash home buyers in Columbia legit?

Real cash buyers and bad actors both work Columbia, so the sorting has to happen on facts. Small renovation crews on the north side, landlords buying up rentals around USC and Fort Jackson, and national direct buyers like Propcash make up most of who actually buys houses for cash here. Searches for "we buy houses Columbia", sell house fast Columbia SC, or cash for houses Columbia all turn up a page of near-identical sites, which is exactly why branding tells you nothing.

How to vet a cash buyer in Columbia

A real buyer puts proof of funds on the table and never asks for a fee upfront. A push to sign the day they walk the house, or a request to deed it over before closing, is a red flag. Ask which closing attorney has the file, and whether the offer accounts for the 6% assessment ratio. Our guides to 10 questions to ask any cash buyer, red flags to watch for, and what to expect from a cash buyer apply to every Midlands buyer, us included.

How Propcash is structured in South Carolina

South Carolina's wholesaling statute covers holding a contractual interest and marketing a house before taking title, but that statute leaves out assigning, or offering to assign, a contractual right to purchase (S.C. Code 40-57-30). Propcash and/or its affiliates may take on contractual rights to a Columbia property, closing directly or assigning those rights on. Propcash holds no broker license, does not list or market houses for sellers, and acts as no one's agent.

FAQ

Questions Columbia, South Carolina sellers ask us

How is Propcash different from Columbia "we buy houses" companies?

Most "we buy houses" outfits hand you one take-it-or-leave-it number and hope nobody measures it. Propcash is a direct cash homebuyer: we price your Columbia house against Richland County market data, show how we reached the figure, and can close quickly and confidently.

Are cash home buyers in Columbia legit, and who buys houses for cash here?

Real cash buyers and bad actors work Columbia side by side, so the paperwork matters more than any label on a website. Small renovation crews on the north side, landlords buying up rentals around USC and Fort Jackson, and national direct buyers like Propcash, a principal rather than a middleman, make up most of the Midlands buyer pool. Get proof of funds and a written offer before signing with any of them.

Can I get a cash offer on a Columbia student rental with tenants in place?

In most cases, yes. More than 35,000 University of South Carolina students (University of South Carolina, 2026) keep the houses around campus heavily rented, and occupied rentals tend to sit because a financed owner-occupant buyer usually wants the house empty at closing. A cash sale removes that requirement entirely, so the existing lease just carries through and nobody has to evict anyone. Send the lease terms and we will price around them.

Why did my Columbia tax bill jump after the house stopped being my residence?

That jump is the 4%-versus-6% split doing its work: a legal residence gets taxed at 4% of fair market value in South Carolina, everything else at 6% (S.C. Code 12-43-220), and the school-operating tax exemption belongs only to that 4% class (S.C. Code 12-37-220(B)(47)). A house that becomes inherited, vacant, or a rental loses both breaks in that same tax year, no grace period. For an owner already carrying an empty house, that bill is usually what turns someday into this year.

Does it matter whether my house is in Richland County or Lexington County?

It does, yes, because the assessor, the millage, and the reassessment year all change with the county line. Every South Carolina county follows the same five-year appraisal and equalization cycle (S.C. Code 12-43-217), and Lexington County's last countywide reassessment landed in 2025, with the next one due in 2030 (Lexington County Assessor, 2026). A 15% cap limits any five-year increase from that reassessment, but that cap disappears in the year a house transfers (S.C. Code 12-37-3140).

What happens if I fall behind on my Columbia mortgage?

A judge has to enter judgment on the mortgage debt, or you have to consent in writing after it matures, before any South Carolina foreclosure sale can pass title (S.C. Code 29-3-630). Thirty days after that sale, if a personal judgment follows, you can petition the clerk for an order of appraisal to shrink the deficiency (S.C. Code 29-3-680). Get a sale closed before the foreclosure date instead and the loan is simply paid off, which is why calling a lawyer early about your specific timeline pays off.

What happens if I am behind on Columbia property taxes?

A delinquent tax sale is not final. The defaulting taxpayer, any grantee, or a mortgage or judgment creditor gets a full twelve months afterward to redeem by paying the back taxes, penalties, and costs, plus interest keyed to the month of redemption (S.C. Code 12-51-90). Sell before that redemption window closes and the debt gets cleared while the equity stays with you, not the tax sale buyer.

Do I still have to fill out a South Carolina disclosure if I sell my house as-is?

The Real Estate Commission's disclosure form still has to reach the buyer in most South Carolina residential sales, covering the roof, the foundation, the systems, and wood-destroying insect damage past or present (S.C. Code 27-50-40). Nothing about an as-is sale removes that requirement. What changes is the content: you can mark no representation for anything you genuinely do not know, and the code separately allows the parties to agree to sell as-is in writing (S.C. Code 27-50-110).

I inherited a Columbia house. When can I actually sell it?

Not until a personal representative is appointed, since that appointment, not the will, is what lets anyone sign a deed (S.C. Code 62-3-715). Getting there takes a weekly creditor notice for three weeks, which opens an eight-month window for creditors to file a claim (S.C. Code 62-3-801). Do not count on the small-estate affidavit either: it is capped at $45,000 and covers personal property only, never a house. Nothing here has to be rushed.

How fast can a Columbia cash sale close?

Seven days marks the fast end of the range, though ten to fourteen is where most Columbia cash closings actually land. An attorney handles every South Carolina closing rather than a title company, so find out early which firm has the file. Need longer than that? The date is still yours.

How much will Propcash offer for my Columbia house?

Location, condition, and current values set the number. Columbia's median sale price ran about $278,815 over the three months ending August 2026, up 1.2% from a year earlier, at a median 40 days on market (Redfin, July 2026), and a Shandon bungalow is priced nothing like a Spring Valley ranch. We weigh recent Richland County sales and walk you through how we got to our number.

Are there any fees, and which Columbia neighborhoods can get a cash offer?

None. No agent commission, no closing costs charged to you, no inspection fee, no cleanout charge. A cash offer reaches any of these Columbia neighborhoods: Downtown and the Vista (29201), Five Points, Shandon, and Rosewood (29205), Forest Acres (29206), Cottontown, Earlewood, Eau Claire, and Melrose Heights (29203), St. Andrews (29210), Northeast Columbia (29223), Spring Valley (29229), Irmo and Lake Murray (29212), Lexington (29072), West Columbia, and Cayce.

Questions? Call (615) 552-4296 or text us, we respond in minutes.

Ready when you are

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