Propcash vs Homeward: which fits your house?

Homeward has two programs. Sell to Homeward makes a cash offer within 24 hours, then lists the house and passes on what is left after it sells. Buy Before You Sell unlocks your equity for a 1% fee plus 1% a month. Propcash buys your house directly with no fees, but is newer and smaller.

Last reviewed Propcash Editorial Team

Propcash and Homeward, side by side

Propcash vs Homeward: how it works, fees, time to close, if it does not sell, location, who you work with
QuestionPropcashHomeward
How it worksPropcash buys your house for cash3Cash offer plus resale, or buy first12
Fees$041% fee plus 1% a month, or a program fee plus selling costs21
Time to closeAs few as 7 days421-day close1
If it does not sellBuys up front4Buys after 180 days at 90% to 95%, minus 6%2
LocationAll 50 states411 states plus D.C.2
Who you work withLocal Acquisition Manager5Your own agent2

Checked against Homeward's own pages on Oct 17, 2026. Tap a topic for the details.

The best buyer for your house depends on what matters most to you

Pick what matters most. We'll show you how Propcash and Homeward compare on it.

How does each one work?

With Sell to Homeward, Homeward makes a cash offer, you get the proceeds minus fees at closing, then Homeward repairs and lists the house and passes on the remaining proceeds after it sells.1 Buy Before You Sell unlocks your equity so you can buy first.2 Propcash makes one cash offer and buys your house itself.3 Get a single number.

Propcash makes a cash offer and buys your house itself.3

A cash offer, then a resale whose remaining proceeds go to you. Or buy first with your equity.12

What does it cost?

For Sell to Homeward, Homeward charges a flat program fee as a percent of the sale price, plus standard costs such as commission, listing costs, closing costs, and seller credits.1 For Buy Before You Sell, the program fee is 1% of your home's market value, and the equity loan costs 1% a month until the old home sells.2 Propcash charges no fees, commissions, or closing costs.4 See your number.

No fees, no commission, and no closing costs.4

Buy first: 1% program fee plus 1% a month. Sell to Homeward: a program fee plus standard selling costs.21

How fast can you close?

Homeward says Sell to Homeward offers a 21-day close, with an offer to your agent within 24 hours of a completed application.1 Propcash can close in as few as 7 days, through a title company, on the date you pick.4 Start with your address.

As few as 7 days, through a title company, on the date you pick.4

A 21-day close for Sell to Homeward.1

What if the old home does not sell?

With Buy Before You Sell, Homeward says it will buy your old home if it does not sell in 180 days. That floor price is typically 90% to 95% of market value, minus the standard 6% agent commission.2 Propcash buys up front, and its offers do not expire.4 Get an offer you can sit with.

Propcash buys the house up front. Offers do not expire.4

Buys after 180 days if unsold, at typically 90% to 95% of market value, minus 6% commission.2

Do they work where you live?

For Buy Before You Sell, Homeward says your current home must be in Texas, Florida, Georgia, North Carolina, South Carolina, Tennessee, Washington, Oregon, Arizona, Colorado, Maryland, or Washington, D.C.2 Propcash buys in all 50 states.4 Check your address with us.

Buys in all 50 states.4

11 states plus D.C. for Buy Before You Sell.2

Who will you work with?

Homeward says you use your own real estate agent, it does not assign one, and your agent receives their full commission.21 Propcash sellers work with a local Acquisition Manager for their region.5 Meet yours when you ask for an offer.

You work with a local Acquisition Manager for your region.5

Your own agent, plus Homeward Advisors by phone.21

Questions to ask Homeward before you sign

Whichever way you go, get these answers in writing. They are the lines that change what you walk away with.

  1. What is the Sell to Homeward program fee, in dollars?Homeward says it is a flat percent of the Homeward sale price.1
  2. What standard costs come out on top of the fee?Commission, listing costs, closing costs, and seller credits may apply.1
  3. What would my floor price be?Typically 90% to 95% of market value, minus a 6% commission.2
  4. How much will the equity loan cost each month?Homeward says 1% a month until you sell.2
  5. Is my home in a state you serve?Homeward lists 11 states plus D.C.2

Ask any buyer the same questions, including us. For the full list, use our 10-question checklist for vetting any cash buyer.

When Homeward or an agent may fit better

Homeward may fit if…

  • You are buying your next home and want to win with a contingency-free offer.2
  • You want a cash offer now and a share of the resale later, through Sell to Homeward.1
  • You want to keep your own agent at full commission.12

A listing agent may fit if…

  • Your home is move-in ready and you can wait. A listed sale typically takes 30 to 60 days.6
  • You are ready to pay a commission of commonly 5% to 6%, plus about 2% to 3% in closing costs.6
  • Not sure? Ask us. If listing is better for you, we will tell you so.4

What sellers ask next

Is Propcash better than Homeward?

They do different jobs. Homeward helps you buy first, or pairs a cash offer with a later resale.21 Propcash buys your current house for cash, with no fees.34 If you are buying again and want market price, Homeward may fit. If you need a fast, as-is sale, Propcash may fit.

Is Homeward a cash buyer?

Partly. Sell to Homeward makes a cash offer, then lists the house and passes on the remaining proceeds after it sells.1 Buy Before You Sell is a way to buy first, with a promise to buy the old home if it does not sell in 180 days.2

How much does Homeward cost?

Buy Before You Sell has a 1% program fee plus 1% a month on the equity loan.2 Sell to Homeward has a flat program fee plus standard selling costs.1

Where does Homeward work?

For Buy Before You Sell, your current home must be in one of 11 states or Washington, D.C.2

How fast can Homeward and Propcash close?

Homeward offers a 21-day close for Sell to Homeward.1 Propcash can close in as few as 7 days, on a date you pick.4

Is Propcash a new company?

Yes. Propcash was founded in 2026 in Nashville, Tennessee.3 It buys houses in all 50 states, and sellers work with a local Acquisition Manager for their region.45

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Sources

Propcash wrote this page and is one of the two options on it. We checked Homeward's own pages on Oct 17, 2026. Companies change their terms, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.

  1. Homeward: Sell to Homeward
  2. Homeward: Buy before you sell
  3. Propcash: Company facts (llms.txt)
  4. Propcash: Home
  5. Propcash: How it works
  6. Propcash: Cash offer vs traditional sale