Propcash vs Knock: which fits your house?
Knock is not a cash buyer. Its Bridge Loan lets you use your equity to buy your next home first, then sell the old one with any agent. If it does not sell in 6 months, Knock can buy it, for a 2.25% contract fee. Propcash buys your house directly with no fees, but is newer and smaller.
Propcash and Knock, side by side
| Question |  |  |
|---|---|---|
| How it works | Propcash buys your house for cash4 | A Bridge Loan to buy first, then sell1 |
| Fees | $05 | 2.25% contract fee, plus loan costs1 |
| Time to sell | As few as 7 days5 | Up to 6 months to sell on the market1 |
| If it does not sell | Buys up front5 | Buys after 6 months if unsold1 |
| Home types | Any condition5 | Limits on home type; loan approval needed1 |
| Location | All 50 states5 | 31 states plus D.C.2 |
| Who you work with | Local Acquisition Manager6 | Any agent you choose1 |
Checked against Knock's own pages on Oct 17, 2026. Tap a topic for the details.
The best buyer for your house depends on what matters most to you
Pick what matters most. We'll show you how Propcash and Knock compare on it.
How does each one work?
These are two different tools. Knock's Bridge Loan lets you buy your next home before you sell, using equity in your current home.31 You then list the old home on the market with an agent. Propcash makes the offer and buys your house itself, for cash.4 If you need to sell more than you need to buy, start with a cash offer.
Propcash makes a cash offer and buys your house itself.4
What does it cost?
Knock lists a contract fee of 2.25% of your departing home's estimated list price for its Knock Purchase Offer, and the Bridge Loan has its own interest and fees.1 You also sell on the market, so plan for listing costs. Propcash charges no fees, commissions, or closing costs.5 See your number with nothing taken out.
How long does it take?
Knock says its Bridge Loan is designed so you have six months to sell, and that 92% of its customers' homes are on the market for less than 90 days.1 Propcash can close in as few as 7 days, through a title company, on the date you pick.5 If time matters most, start with your address.
What if the old home does not sell?
Knock's backup is the Knock Purchase Offer: an offer to buy the old house if it does not sell in 6 months.1 Propcash is not a backup. It buys your house up front, and its offers do not expire.5 Get an offer you can sit with.
Will your home qualify?
Knock says manufactured, mobile, multi-family, and deed-restricted homes are not eligible, and approval depends on an application and checks of ownership, occupancy, income, credit, and home value.1 Propcash buys houses in any condition.5 If your home does not fit Knock's rules, send it to us as-is.
Do they work where you live?
Knock says you can buy a new home in any state, but you can only list your departing home in the states on its markets page: 31 states plus Washington, D.C.2 Propcash buys in all 50 states.5 Check your address with us.
Who will you work with?
With Knock, you can use any agent to list your current home and buy your new one, and another lender for your new mortgage.1 Propcash sellers work with a local Acquisition Manager for their region.6 Meet yours when you ask for an offer.
Questions to ask Knock before you sign
Whichever way you go, get these answers in writing. They are the lines that change what you walk away with.
- What will the Bridge Loan cost me, in dollars?Knock gives an example, but your terms depend on underwriting.1
- What is the 2.25% contract fee on my house?It is 2.25% of the departing home's estimated list price.1
- What price would the Knock Purchase Offer pay?It applies if the old house does not sell in 6 months.1
- Does my home qualify?Manufactured, mobile, multi-family, and deed-restricted homes are not eligible.1
- Can I list my current home in my state?Knock lists 31 states plus D.C.2
Ask any buyer the same questions, including us. For the full list, use our 10-question checklist for vetting any cash buyer.
When Knock or an agent may fit better
Knock may fit if…
What sellers ask next
Is Propcash better than Knock?
They do different jobs. Knock helps you buy your next home before you sell your current one.3 Propcash buys your current house for cash, with no fees.45 If you want market price and are buying again, Knock may fit. If you need a fast, as-is sale, Propcash may fit.
Is Knock a cash buyer?
No. Knock offers a Bridge Loan to buy before you sell. Its Knock Purchase Offer can buy your old house only if it does not sell in 6 months.1
How much does Knock cost?
Knock lists a contract fee of 2.25% of the departing home's estimated list price, and the Bridge Loan has its own interest and fees.1
Where does Knock work?
You can buy anywhere, but your current home must be in one of 31 states or Washington, D.C.2
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Sources
Propcash wrote this page and is one of the two options on it. We checked Knock's own pages on Oct 17, 2026. Companies change their terms, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.