Home sale proceeds calculator: what will you keep?

Your net proceeds are the sale price minus fees, closing costs, repairs, the costs of holding the house until it sells, and your mortgage payoff. Enter your numbers below to see what you keep from each way to sell. Every fee comes from the company's own pages1234, and every result is illustrative.

Last reviewed Propcash Editorial Team

Compare what you keep

Change any number. The results update as you type, and nothing you enter leaves this page.

Your numbers

Fee rates and real offers

List with an agent

Price
$0
Fees or commission
$0
Closing costs
$0
Repairs or credits
$0
Holding costs
$0
Mortgage payoff
$0

You keep$0

A listing often brings a higher price for a house in good shape when you can wait.1

Price
$0
Fees or commission
$0
Closing costs
$0
Repairs or credits
$0
Holding costs
$0
Mortgage payoff
$0

You keep$0

The service fee varies by market and is shown in your offer.25

Price
$0
Fees or commission
$0
Closing costs
$0
Repairs or credits
$0
Holding costs
$0
Mortgage payoff
$0

You keep$0

Offerpad typically will not buy homes built before 1950, on lots over 2 acres, or worth over $1 million.6

Price
$0
Fees or commission
$0
Closing costs
$0
Repairs or credits
$0
Holding costs
$0
Mortgage payoff
$0

You keep$0

Propcash's offer is based on local market data and the house's condition, so no repair credit comes out later.47

Illustrative only. Fee rates are the defaults stated on each company's pages, checked on Oct 23, 2026, and holding time uses each buyer's fastest stated close: 21 days for Opendoor, 8 for Offerpad, and 7 for Propcash.534 Your real numbers depend on your house and your offers. To estimate monthly holding costs, use the carrying cost calculator.

Opendoor fees: what comes out of the offer

  • Opendoor charges a service fee at closing that varies by market and property. It is shown in your offer breakdown.25
  • Opendoor's own illustrative example shows a $17,500 service fee and $5,000 in repair credits on a $350,000 offer, which is a 5% fee. The calculator uses 5% until you change it.2
  • Closing costs typically run 1% to 3% of the sale price. The calculator uses 2%.2
  • Repair credits come out of the offer: $500 to $2,000 for minor repairs, $2,000 to $8,000 for moderate repairs, and $8,000 to $20,000 or more for major repairs.2
  • You can close in as few as 21 days, or choose a date up to 60 days out.5

Offerpad fees: what comes out of the offer

  • Offerpad states a 5% service fee of the purchase price, about 1% in closing costs for title and escrow, $0 in commissions, and $0 in out-of-pocket repair costs.3
  • If repairs are needed after its walkthrough, Offerpad handles them through a credit adjustment.3
  • On an illustrative $300,000 sale, a 5% service fee is $15,000, and about 1% in closing costs is $3,000.3
  • You pick a closing date from 8 to 60 days out, and offers usually expire 7 days from the offer date.36

Listing with an agent: what comes out of the price

  • A commission of commonly 5% to 6%, plus about 2% to 3% in closing costs. The calculator uses 5.5% and 2.5%.1
  • A listed sale typically takes 30 to 60 days. Each month adds your mortgage, taxes, insurance, and upkeep.1
  • Buyers who finance often ask for repairs after an inspection, so the calculator counts your repairs as paid before closing.

Propcash: what comes out of the offer

  • No fees, commissions, or closing costs.4
  • One offer, based on local market data and the house's condition. Propcash signs the contract as the buyer.47
  • Close in as few as 7 days, through a title company, on the date you pick. The offer does not expire.4
  • Founded in 2026, so Propcash is newer and smaller than the other companies here.7

See what we'd pay for your house

Sell as-is. No repairs, no showings. Close in as few as 7 days.4

Free. No obligation.

Enter your address to see values near you

What sellers ask next

How do I calculate net proceeds from selling my house?

Start with the sale price. Subtract fees or commission, closing costs, repairs, the costs of holding the house until it sells, and your mortgage payoff. What is left is your net proceeds. The calculator above does the math for four ways to sell.1

What are Opendoor fees?

Opendoor charges a service fee that varies by market and property, and its own example shows $17,500 on a $350,000 offer. Closing costs typically run 1% to 3%, and repair credits come out of the offer.2

What are Offerpad fees?

Offerpad states a 5% service fee plus about 1% in closing costs, with $0 in commissions and $0 in out-of-pocket repairs. Needed repairs are handled through a credit adjustment.3

What is a seller net sheet?

A seller net sheet is an estimate of what you keep after a sale: the price minus commission, closing costs, repairs, and your mortgage payoff. This calculator is a net sheet for four ways to sell at once.

Does Propcash charge fees?

No. Propcash charges no fees, commissions, or closing costs.4 Its offer is based on local market data and the house's condition.7

Is listing always better than a cash offer?

No. A listing often brings a higher price for a house in good shape when you can wait.1 When a house needs work, or time matters, a cash sale can leave you with a similar amount. Put real numbers in the calculator, and if listing is better for you, we will tell you so.4

Sources

Propcash wrote this page and is one of the options in the calculator. We checked each company's own pages on Oct 23, 2026. Companies change their fees, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.

  1. Propcash: Cash offer vs traditional sale
  2. Opendoor: How does Opendoor make money
  3. Offerpad: Sell
  4. Propcash: Home
  5. Opendoor Help: Selling options
  6. Offerpad: Seller FAQ
  7. Propcash: Company facts (llms.txt)
  8. Zillow Research: Zillow Home Value Index by ZIP code, September 2026