Propcash vs Offerpad: which fits your house?

Propcash and Offerpad both buy houses for cash. Offerpad states a 5% service fee plus about 1% in closing costs, buys in 9 states, and its offers usually expire in 7 days. Propcash charges no fees, buys in all 50 states, and its offers do not expire, but it is a newer, smaller company.

Last reviewed Propcash Editorial Team

Propcash and Offerpad, side by side

Propcash vs Offerpad: fees, closing costs, repairs and home types, time to close, closing date, time to decide, location, who you work with
QuestionPropcashOfferpad
Fees$055% service fee1
Closing costs$05About 1%1
Repairs and home typesAny condition5Limits on age, lot size, value, and structure2
Time to closeAs few as 7 days58 to 15 business days minimum, by state2
Closing dateYou pick, no fees5You pick, typically up to 60 days2
Time to decideOffer does not expire5Usually 7 days2
LocationAll 50 states59 states3
Who you work withLocal Acquisition Manager6HomePro Representative (licensed agent)2

Checked against Offerpad's own pages on Oct 17, 2026. Tap a topic for the details.

What fees come out of your offer?

Offerpad is upfront about its fee: a 5% service fee of the purchase price.1 On a $300,000 sale, that is $15,000. Propcash charges no service fee and no commission.5 To see both numbers side by side, ask for a free Propcash offer.

No service fee and no commission.5

A 5% service fee of the purchase price.1

Who pays the closing costs?

Offerpad lists about 1% in closing costs for standard title and escrow, on top of its service fee.1 Propcash sellers pay no closing costs.5 See what your offer looks like with nothing taken out.

Propcash charges sellers no closing costs.5

About 1% for standard title and escrow.1

Will they buy your house as it is?

Offerpad lists $0 in out-of-pocket repair costs, but it also lists limits. It does not buy manufactured or mobile homes, and it typically will not buy homes built before 1950, homes on lots over 2 acres, homes worth over $1 million, or homes with significant foundation or structural problems.12 Propcash buys houses in any condition.5 If your home falls outside Offerpad's limits, send it to us as-is.

Buys houses in any condition, as-is.5

$0 out-of-pocket repair costs. Typically will not buy homes built before 1950, on lots over 2 acres, worth over $1 million, or with significant structural problems, and does not buy manufactured or mobile homes.12

How fast can you close?

Offerpad's fastest close depends on your state: 8 business days in Arizona, Nevada, North Carolina, South Carolina, and Texas for homes without an HOA, and 15 business days in Florida, Georgia, and Ohio.2 Propcash can close in as few as 7 days, through a title company.5 Start with your address to get things moving.

As few as 7 days, through a title company.5

From 8 business days in some states to 15 in others, depending on the state and HOA.2

Can you pick your closing date?

Both let you choose. Offerpad lets you pick a closing date, typically up to 60 days after you accept, and the house needs to be vacant by closing.2 With Propcash, you pick the day, and there are no fees either way.5 Tell us the date that works for you.

You pick the closing date, with no fees either way.5

You pick a date, typically up to 60 days after you accept. The home must be vacant by closing.2

How long do you have to decide?

Offerpad says its offers usually expire seven days from the offer date.2 Propcash offers do not expire, so you can compare, ask questions, and decide on your own time.5 Get an offer you can sit with.

Propcash offers do not expire, and there is no aggressive follow-up.5

Offers usually expire seven days from the offer date.2

Do they buy where you live?

Offerpad buys in more than 1,700 cities and towns across 9 states: Arizona, Florida, Georgia, Indiana, Nevada, North Carolina, Ohio, South Carolina, and Texas.3 Propcash buys in all 50 states.5 Outside those 9 states? Check your address with us.

Buys in all 50 states.5

More than 1,700 cities and towns in 9 states.3

Who will you work with?

Offerpad sends a HomePro Representative, a certified real estate agent, to your home to walk through your options.2 Propcash sellers work with a local Acquisition Manager for their region.6 Meet yours when you ask for an offer.

You work with a local Acquisition Manager for your region.6

A HomePro Representative, a certified real estate agent who meets you in your home.2

Questions to ask Offerpad before you sign

Whichever way you go, get these answers in writing. They are the lines that change what you walk away with.

  1. What is the 5% service fee on my house, in dollars?Offerpad states a 5% service fee of the purchase price.1
  2. What will my closing costs be?Offerpad lists about 1% for standard title and escrow.1
  3. Does my home fit your limits on age, lot size, and value?Offerpad typically will not buy homes built before 1950, on lots over 2 acres, or worth over $1 million.2
  4. What is the fastest closing in my state?Minimums run from 8 to 15 business days, by state.2
  5. When does this offer expire, and must the house be empty by closing?Offers usually expire in seven days, and the home must be vacant by closing.2

Ask any buyer the same questions, including us. For the full list, use our 10-question checklist for vetting any cash buyer.

When Offerpad or an agent may fit better

Offerpad may fit if…

  • You want a licensed agent in your living room. A HomePro Representative walks you through your options in person.2
  • You live in one of its 9 states and your home is inside its limits.32
  • You like a fee stated upfront: 5% plus about 1% in closing costs, with $0 out-of-pocket repairs.1
  • You want a fast minimum close. In some states it is 8 business days.2

A listing agent may fit if…

  • Your home is move-in ready and you can wait. A listed sale typically takes 30 to 60 days.7
  • You are ready to pay a commission of commonly 5% to 6%, plus about 2% to 3% in closing costs.7
  • Not sure? Ask us. If listing is better for you, we will tell you so.5

What sellers ask next

Is Propcash better than Offerpad?

Not for every seller. Offerpad states its fee upfront and sends a licensed agent to your home.12 Propcash charges no fees, buys in all 50 states, and its offers do not expire, but it was founded in 2026.45 Compare the amount you keep from each offer.

Is Offerpad worth the 5% fee?

It depends on what speed and convenience are worth to you. On a $300,000 sale, a 5% service fee is $15,000, plus about 1% ($3,000) in closing costs.1 Ask for a Propcash offer too, which has no fees, and compare what you keep.5

What is the difference between Offerpad and a local cash buyer?

Offerpad is an iBuyer that charges a 5% service fee plus about 1% in closing costs, buys in 9 states, and has limits on home age, lot size, and value.132 Local cash buyers vary, so ask each about fees, offer deadlines, and who signs the contract.

Does Offerpad buy older homes?

Offerpad says it typically will not buy homes built before 1950.2 Propcash buys houses in any condition.5

How fast can Offerpad and Propcash close?

Offerpad lists minimums from 8 to 15 business days, depending on the state, and lets you pick a date typically up to 60 days out.2 Propcash can close in as few as 7 days, on a date you pick.5

Is Propcash a new company?

Yes. Propcash was founded in 2026 in Nashville, Tennessee.4 It buys houses in all 50 states, and sellers work with a local Acquisition Manager for their region.56

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Sources

Propcash wrote this page and is one of the two options on it. We checked Offerpad's own pages on Oct 17, 2026. Companies change their terms, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.

  1. Offerpad: Sell
  2. Offerpad: Seller FAQ
  3. Offerpad: Locations
  4. Propcash: Company facts (llms.txt)
  5. Propcash: Home
  6. Propcash: How it works
  7. Propcash: Cash offer vs traditional sale