Propcash vs Offerpad: which fits your house?
Propcash and Offerpad both buy houses for cash. Offerpad states a 5% service fee plus about 1% in closing costs, buys in 9 states, and its offers usually expire in 7 days. Propcash charges no fees, buys in all 50 states, and its offers do not expire, but it is a newer, smaller company.
Propcash and Offerpad, side by side
| Question | ||
|---|---|---|
| Fees | $05 | 5% service fee1 |
| Closing costs | $05 | About 1%1 |
| Repairs and home types | Any condition5 | Limits on age, lot size, value, and structure2 |
| Time to close | As few as 7 days5 | 8 to 15 business days minimum, by state2 |
| Closing date | You pick, no fees5 | You pick, typically up to 60 days2 |
| Time to decide | Offer does not expire5 | Usually 7 days2 |
| Location | All 50 states5 | 9 states3 |
| Who you work with | Local Acquisition Manager6 | HomePro Representative (licensed agent)2 |
Checked against Offerpad's own pages on Oct 17, 2026. Tap a topic for the details.
The best buyer for your house depends on what matters most to you
Pick what matters most. We'll show you how Propcash and Offerpad compare on it.
What fees come out of your offer?
Offerpad is upfront about its fee: a 5% service fee of the purchase price.1 On a $300,000 sale, that is $15,000. Propcash charges no service fee and no commission.5 To see both numbers side by side, ask for a free Propcash offer.
Who pays the closing costs?
Offerpad lists about 1% in closing costs for standard title and escrow, on top of its service fee.1 Propcash sellers pay no closing costs.5 See what your offer looks like with nothing taken out.
Will they buy your house as it is?
Offerpad lists $0 in out-of-pocket repair costs, but it also lists limits. It does not buy manufactured or mobile homes, and it typically will not buy homes built before 1950, homes on lots over 2 acres, homes worth over $1 million, or homes with significant foundation or structural problems.12 Propcash buys houses in any condition.5 If your home falls outside Offerpad's limits, send it to us as-is.
Buys houses in any condition, as-is.5
How fast can you close?
Offerpad's fastest close depends on your state: 8 business days in Arizona, Nevada, North Carolina, South Carolina, and Texas for homes without an HOA, and 15 business days in Florida, Georgia, and Ohio.2 Propcash can close in as few as 7 days, through a title company.5 Start with your address to get things moving.
Can you pick your closing date?
Both let you choose. Offerpad lets you pick a closing date, typically up to 60 days after you accept, and the house needs to be vacant by closing.2 With Propcash, you pick the day, and there are no fees either way.5 Tell us the date that works for you.
How long do you have to decide?
Offerpad says its offers usually expire seven days from the offer date.2 Propcash offers do not expire, so you can compare, ask questions, and decide on your own time.5 Get an offer you can sit with.
Do they buy where you live?
Offerpad buys in more than 1,700 cities and towns across 9 states: Arizona, Florida, Georgia, Indiana, Nevada, North Carolina, Ohio, South Carolina, and Texas.3 Propcash buys in all 50 states.5 Outside those 9 states? Check your address with us.
Who will you work with?
Offerpad sends a HomePro Representative, a certified real estate agent, to your home to walk through your options.2 Propcash sellers work with a local Acquisition Manager for their region.6 Meet yours when you ask for an offer.
Questions to ask Offerpad before you sign
Whichever way you go, get these answers in writing. They are the lines that change what you walk away with.
- What is the 5% service fee on my house, in dollars?Offerpad states a 5% service fee of the purchase price.1
- What will my closing costs be?Offerpad lists about 1% for standard title and escrow.1
- Does my home fit your limits on age, lot size, and value?Offerpad typically will not buy homes built before 1950, on lots over 2 acres, or worth over $1 million.2
- What is the fastest closing in my state?Minimums run from 8 to 15 business days, by state.2
- When does this offer expire, and must the house be empty by closing?Offers usually expire in seven days, and the home must be vacant by closing.2
Ask any buyer the same questions, including us. For the full list, use our 10-question checklist for vetting any cash buyer.
When Offerpad or an agent may fit better
Offerpad may fit if…
- You want a licensed agent in your living room. A HomePro Representative walks you through your options in person.2
- You live in one of its 9 states and your home is inside its limits.32
- You like a fee stated upfront: 5% plus about 1% in closing costs, with $0 out-of-pocket repairs.1
- You want a fast minimum close. In some states it is 8 business days.2
What sellers ask next
Is Propcash better than Offerpad?
Not for every seller. Offerpad states its fee upfront and sends a licensed agent to your home.12 Propcash charges no fees, buys in all 50 states, and its offers do not expire, but it was founded in 2026.45 Compare the amount you keep from each offer.
Is Offerpad worth the 5% fee?
It depends on what speed and convenience are worth to you. On a $300,000 sale, a 5% service fee is $15,000, plus about 1% ($3,000) in closing costs.1 Ask for a Propcash offer too, which has no fees, and compare what you keep.5
What is the difference between Offerpad and a local cash buyer?
Offerpad is an iBuyer that charges a 5% service fee plus about 1% in closing costs, buys in 9 states, and has limits on home age, lot size, and value.132 Local cash buyers vary, so ask each about fees, offer deadlines, and who signs the contract.
Does Offerpad buy older homes?
Offerpad says it typically will not buy homes built before 1950.2 Propcash buys houses in any condition.5
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Sources
Propcash wrote this page and is one of the two options on it. We checked Offerpad's own pages on Oct 17, 2026. Companies change their terms, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.
