Propcash vs Orchard: which fits your house?

Orchard is a brokerage. Its Move First program lets you buy your next home first, then an Orchard agent sells the old one. Orchard says it typically costs 6% in brokerage fees plus a program fee from 1.9%, in 12 metro areas. Propcash buys your house directly for cash with no fees, but is newer and smaller.

Last reviewed Propcash Editorial Team

Propcash and Orchard, side by side

Propcash vs Orchard: how it works, fees, time to close, home limits, location, who you work with
QuestionPropcashOrchard
How it worksPropcash buys your house for cash4Buy first, then sell with an Orchard agent2
Fees$05Typically 6% plus a program fee from 1.9%1
Time to closeAs few as 7 days530 to 45 days on average to close a listing1
Home limitsAny condition5Single-family, $150k to $2M, credit 620+1
LocationAll 50 states512 metro areas2
Who you work withLocal Acquisition Manager6A dedicated Orchard agent2

Checked against Orchard's own pages on Oct 17, 2026. Tap a topic for the details.

The best buyer for your house depends on what matters most to you

Pick what matters most. We'll show you how Propcash and Orchard compare on it.

How does each one work?

These are two different paths. With Move First, you unlock equity, buy your next home with a non-contingent offer, then your Orchard agent lists the old one. When it sells, you repay the advance and keep the rest.2 Propcash makes the offer and buys your house itself, for cash.4 If you need to sell more than you need to buy, start with a cash offer.

Propcash makes a cash offer and buys your house itself.4

Buy your next home first, then an Orchard agent sells the old one on the market.2

What does it cost?

Orchard says Move First costs a brokerage fee, typically 6%, plus a program fee starting as low as 1.9%.1 If you only list with Orchard, it says it typically charges a 3% listing fee, with closing costs around 1% of the sale price.1 Propcash charges no fees, commissions, or closing costs.5 See your number with nothing taken out.

No fees, no commission, and no closing costs.5

Move First: typically 6% brokerage fee plus a program fee from 1.9%.1

How long does it take?

With Move First, you move into the new home right away once your offer is accepted, and the old home sells after.1 For a listed sale, Orchard says closing takes 30 to 45 days on average.1 Propcash can close in as few as 7 days, through a title company, on the date you pick.5 Start with your address.

As few as 7 days, through a title company, on the date you pick.5

A listed sale closes in 30 to 45 days on average.1

Will your home qualify?

Orchard says Move First needs a single-family home valued between $150,000 and $2,000,000, a credit score of at least 620, and a home that is not already listed.1 Propcash buys houses in any condition.5 If your home falls outside those limits, send it to us as-is.

Buys houses in any condition, as-is.5

Single-family, valued $150,000 to $2,000,000, credit score 620+, not already listed.1

Do they work where you live?

Orchard lists 12 metro areas: Atlanta, Austin, Dallas-Fort Worth, Denver, Houston, Nashville, Orlando, Phoenix, San Antonio, San Diego, Seattle, and Tampa Bay.2 Propcash buys in all 50 states.5 Outside those metros? Check your address with us.

Buys in all 50 states.5

12 metro areas.2

Who will you work with?

Orchard pairs you with a local Orchard agent who specializes in your area, and you can ask for a different agent.1 Propcash sellers work with a local Acquisition Manager for their region.6 Meet yours when you ask for an offer.

You work with a local Acquisition Manager for your region.6

A dedicated local Orchard agent.21

Questions to ask Orchard before you sign

Whichever way you go, get these answers in writing. They are the lines that change what you walk away with.

  1. What is the program fee for my home, in dollars?Orchard says it starts as low as 1.9% and varies by provider.1
  2. What brokerage fee will I pay on the sale?Orchard says typically 6% for Move First.1
  3. Does my home qualify?Single-family, $150,000 to $2,000,000, credit score 620+, not already listed.1
  4. What happens if the old home does not sell?Ask what Orchard does then, and at what price, and get it in writing.
  5. Is my home in one of your metro areas?Orchard lists 12 metro areas.2

Ask any buyer the same questions, including us. For the full list, use our 10-question checklist for vetting any cash buyer.

When Orchard or an agent may fit better

Orchard may fit if…

  • You are buying your next home and want to move once. With Move First, you move in right away.1
  • You want an agent to sell your old home on the market, with prep, photos, and showings handled.2
  • You live in one of its 12 metro areas and your home fits its limits.21

A listing agent may fit if…

  • Your home is move-in ready and you can wait. A listed sale typically takes 30 to 60 days.7
  • You are ready to pay a commission of commonly 5% to 6%, plus about 2% to 3% in closing costs.7
  • Not sure? Ask us. If listing is better for you, we will tell you so.5

What sellers ask next

Is Propcash better than Orchard?

They do different jobs. Orchard helps you buy your next home first, then sells your old one on the market.2 Propcash buys your current house for cash, with no fees.45 If you want market price and are buying again, Orchard may fit. If you need a fast, as-is sale, Propcash may fit.

Is Orchard a cash buyer?

Orchard is a brokerage. Move First lets you buy before you sell, and an Orchard agent then lists your old home.2 Orchard also names a cash offer option on its site.3

How much does Orchard Move First cost?

Orchard says a brokerage fee of typically 6%, plus a program fee starting as low as 1.9%.1

Where does Orchard work?

Orchard lists 12 metro areas, from Atlanta to Tampa Bay.2 Propcash buys in all 50 states.5

Which homes qualify for Move First?

Orchard says the home must be single-family, valued between $150,000 and $2,000,000, not already listed, and you need a credit score of at least 620.1

Is Propcash a new company?

Yes. Propcash was founded in 2026 in Nashville, Tennessee.4 It buys houses in all 50 states, and sellers work with a local Acquisition Manager for their region.56

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Sources

Propcash wrote this page and is one of the two options on it. We checked Orchard's own pages on Oct 17, 2026. Companies change their terms, so confirm with each one before you sign. Found an error? Email info@propcash.co and we will fix it.

  1. Orchard: FAQ
  2. Orchard: Move First
  3. Orchard: Home
  4. Propcash: Company facts (llms.txt)
  5. Propcash: Home
  6. Propcash: How it works
  7. Propcash: Cash offer vs traditional sale